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Showing posts with label medical insurance. Show all posts
Showing posts with label medical insurance. Show all posts

Tuesday, December 7, 2010

Is Julian Assange in-advertantly starting a real global government?

What can you say. The man is on it. The secrecy of world diplomats has been a time honored tradition, around the world. One side of the fence will argue that it is needed. The other side will argue it is wrong. Today's technology has allowed the spread of the leaks to occur faster than the damage control teams can react. It is a sign of the times.


Intelligence leaks have always been an issue between the controllers and the controlled. In the colonial days a thought would be passed by written note over hundreds of miles at a time. The horseback rides took days and the word of mouth hit fastest on Sundays. (Church) It was not very difficult for a Government to put a stop to things before they spread across a country. With the building of the Internet, information is around the globe in an instant.


We live in a country full of people looking for conspiracy. Kennedy, 9/11, Bin laden, area 51, even President Obama. We seek out shady people and shady deals because we are victims of them all the time.


American laws are written in a way, where its not illegal if its not mentioned. Grey area allows people to be creative. You know that area that is not spelled out in black or white. Enron capitalized on it. Mortgage lenders capitalized on it. Insurance companies are still capitalizing on it.


The people are pissed off and believe the powers to be are allowing it to happen. Its like letting your children fight until one of them has a bloody nose, then reprimanding the guy that threw the last punch. That is the US Government for ya. Lawyers make a living deciphering grey area all the time.

No grey area would have ever existed if openness were consistent. The US Government knows it. The British Government knows it. Even the third world nations know it. The people that stand to make the money off the system are the same people that require the secrets to be kept.

Some people believe that the leaked intelligence is driving us to a one world government. Only if we let it! The information is useful for us. We need to know who is on our side. Who looks out for our best interest and who looks out for their own. From there we need to seek the truth and act on it on our own behalf. Each country should interest themselves as a collective. I can not agree that list of our bridges and vaccination plants are good for anyone to know. I really do not know why that would be of any interest to anyone with good intentions.

Is Julian trying to make terrorist his main demographic? No doubt that might be bad for terrorist to have. We can not let the governments band together and use this as an excuse to make more laws. More Patriot Act laws that take individual rights away. What are we protecting once we do that? The whole idea of America is individual rights and freedoms. Take that away and we might as well start flying a Chinese flag.


We are headed to a one world government. It will come. I do not say this to invoke fear. I do not say this to ask people to "jump on the band wagon" either. I just hope that people are aware. Know that when we are all under one government, we will all be dependant on that government. People from around the globe will decide what we will want and need from one day to the next. We will be socialized. All of our needs will be met by our government. They already do that here. It is called prison. Three hots, a cot, and medical.

Wednesday, November 11, 2009

Insurance companies win with health care reform!

We are now about to be forced into buying medical insurance. The premiums are high and in-effective as it stands. Recent blog about medical insurance cost

I did not start this blog to talk about the cost of health care; even though that is the real problem. I am writing this to inform the readers of what our congress is trying to do with our existing system.

We have heard all of the details about how the new plan is to be affordable; yet no discussion as to what their idea of affordable is. Lets face it. Our problem is not that we cant get health care, we can't afford the shitty coverage that is offered.

Our doctors are just as skilled as every other countries doctors are. We live, weather we are poor or not, the emergency room will keep you alive. So what is the real problem.

Money
Money is the real problem. Insurance companies have priced themselves out of the game. Just like the banks that needed a bail out, GM, and Chrysler. The product they are selling is not worth the money. The people in the United States can not afford the rising prices of food, clothes, gas, and health care. So less people are buying insurance and the insurance companies are watching their payout column catch up to their collecting column. In order to prevent that, they in turn cut services, and screw the premium payers out of their product.

The people are pissed. They would have benefited better from G.W. Bush's savings plan alternative. If I did I would have 90K by now.
Notice that the insurance companies have stayed quiet during the congressional debate about health care . This is because, they stand best to profit from this SHAM we are being told is health care reform. This is so; because the plan forces ALLAmericans to buy their insurance. The truly poverty stricken will get government subsidies;(the government will make their payments)

So the insurance companies are not fighting this, because they will get more money than ever before. Our health care will be nearly the same as it was except we will not have a real choice. We will have the same doctors, equipment,and knowledge. Instead we are the middle class that will be paying near 10% of their income for their own insurance and additional taxes to cover those who can not cover themselves.

So essentially this bill is a hidden tax increase. This is made so by including fines and potential prison times for those who do not participate willingly.

Write your congressmen!


Tell them where to stick it.

I lost $90,000.00 betting legally in the United States

Our health care reform has been tied up in the house of representatives for some time now. They have us believing that the reform plan currently in the senate will solve our problems. The term health care reform is not to make our actual medical care better, but to mandate general coverage for all Americans. I have always looked at insurance as legalized gambling.

I paid years of premiums to my bookie, and never received anything back. I guess I was just loosing a lot. Not picking the right teams or pulling the right cards. The odds of having a catastrophic injury at my age was pretty slim. My children weren't likely to have that problem either, as I kept them safe from harm. Just in general, I did not let them do stupid shit. I had to pay $250.00 a month to keep myself covered. This totaled $3000 a year for myself. I paid an additional $3000.00 a year for my wife. I paid yet another additional $3000.00 a year for my children to be covered.

Now lets say I broke my leg and the bill was $7000.00. First I would have to pay my deductible of $250.00 ( Which later got bumped to $500.00). Then I would be responsible for another 20%($1400).

Insured
So lets look at this from the insured perspective. I had to pay $1400+$250(= $1650) because I broke my leg. I already payed $9000.00 out in premiums for a total of $10650.00. Thank you Premera blue cross.
UN-insured
Same broken leg scenario, but this time without the insurance coverage. I go to the hospital and it cost $8000.00

It cost more because they like to punish people that do not have insurance already. So okay, It cost $8000.00 and I have to pay the whole thing, but I subtract the $10650 from the $8000.00 and you get -$2650.00(profit the insurance company lost).

I went years putting my money on the pessimistic thought that I might break bones left and right, and the only winner turned out to be Premera blue cross. I never did break a bone. Never needed Iron lungs, cat scans, x-rays,or major surgery. I am over 30 years old now and If I had children at 20, then I have been paying 9K a year for over ten years.

I lost over $90,000.00 gambling against myself with my bookie (AKA Premera Blue Cross)

The message the congress is sending is faulty. They are scratching insurance companies backs by forcing all Americans making under $33,000.00 a year to buy medical insurance at full price! People making under that will get assistance on a sliding scale.( Essentially adding 10% to your taxes) + (actual tax rate increase to cover new reform bill)

All Americans not paying their premiums into the new Health care alliance will be fined up to $3800.00 per year and subject to imprisonment(NOT JAIL- PRISON)

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