I lost $90,000.00 betting legally in the United States

Our health care reform has been tied up in the house of representatives for some time now. They have us believing that the reform plan currently in the senate will solve our problems. The term health care reform is not to make our actual medical care better, but to mandate general coverage for all Americans. I have always looked at insurance as legalized gambling.

I paid years of premiums to my bookie, and never received anything back. I guess I was just loosing a lot. Not picking the right teams or pulling the right cards. The odds of having a catastrophic injury at my age was pretty slim. My children weren't likely to have that problem either, as I kept them safe from harm. Just in general, I did not let them do stupid shit. I had to pay $250.00 a month to keep myself covered. This totaled $3000 a year for myself. I paid an additional $3000.00 a year for my wife. I paid yet another additional $3000.00 a year for my children to be covered.

Now lets say I broke my leg and the bill was $7000.00. First I would have to pay my deductible of $250.00 ( Which later got bumped to $500.00). Then I would be responsible for another 20%($1400).

Insured
So lets look at this from the insured perspective. I had to pay $1400+$250(= $1650) because I broke my leg. I already payed $9000.00 out in premiums for a total of $10650.00. Thank you Premera blue cross.
UN-insured
Same broken leg scenario, but this time without the insurance coverage. I go to the hospital and it cost $8000.00

It cost more because they like to punish people that do not have insurance already. So okay, It cost $8000.00 and I have to pay the whole thing, but I subtract the $10650 from the $8000.00 and you get -$2650.00(profit the insurance company lost).

I went years putting my money on the pessimistic thought that I might break bones left and right, and the only winner turned out to be Premera blue cross. I never did break a bone. Never needed Iron lungs, cat scans, x-rays,or major surgery. I am over 30 years old now and If I had children at 20, then I have been paying 9K a year for over ten years.

I lost over $90,000.00 gambling against myself with my bookie (AKA Premera Blue Cross)

The message the congress is sending is faulty. They are scratching insurance companies backs by forcing all Americans making under $33,000.00 a year to buy medical insurance at full price! People making under that will get assistance on a sliding scale.( Essentially adding 10% to your taxes) + (actual tax rate increase to cover new reform bill)

All Americans not paying their premiums into the new Health care alliance will be fined up to $3800.00 per year and subject to imprisonment(NOT JAIL- PRISON)